Matthew Charles Guzman, CPA
Financial Institutions
Financial institutions operate in a highly regulated environment where financial reporting, internal controls, and documentation must withstand ongoing review by auditors, regulators, and stakeholders. Accuracy, consistency, and clarity are not optional; they are required.
Experience
Supporting banks, broker-dealers, private funds, and regulated wealth/asset managers. From close management and reporting, analysis and strategy, regulatory compliance, and finance transformation. When scrutiny is high and timelines are tight trust the right person needs to be there to deliver your most sensitive information.
Approach
Leading with research; understanding how an institution operates: products, systems, controls, and public reports, so that we work efficiently and effectively on day one. That upfront due diligence reduces rework, keeps costs controlled, and produces cleaner, decision-grade outcomes. It’s a hands-on, partner-level style that banks and financial institutions can rely on.
Capital Management & Liquidity
The goal is to optimize cash conversion cycles, forecast short-term liquidity needs, and balanced operating cash demands against regulatory capital constraints. Manage capital adequacy, liquidity, and key capital management ratios to ensure continuous compliance, resilience, and operating flexibility.
Compliance
Keeping compliance “exam-ready” at all times that means accurate reporting and defensible documentation. As an expert in mapping regulatory obligations to products, systems, controls, and workflows, I transform accounting tedious reporting into streamlined reporting structures. The goal is clean reporting, efficient operations, and less surprises even as regulatory scrutiny increases.
Credit Risk
Effective credit risk management requires disciplined loan reviews and timely action on problem assets. Quality credit reviews expose issues early and help clarify exposure. The focus is to stabilize asset quality, remediate nonperforming assets, support allowance conclusions, and present a clear, well-supported credit story to regulators and auditors.
